About Loans

- How much money can I apply for? 
       - Upon speaking with our representatives you will be provided with various loan options that fit your financial needs and obligations. 

- When will I receive my loan amount? 
       - Our clients see their funds with in 24-48 hours. *Exact times depend on time of day you finalize your loan and your banking institution. 

- What Information is required when applying for a loan? 
       - Full Name
       - Email Address
       - Primary Telephone Number
       - Mailing Address
       - Date of Birth
       - Last 4 digits of SS

- What Loan terms do you have available to me?
       - Terms are available depending on your program needs. Avg. 24 months.

- What current interest rates do you offer?
       - Our rates start as low as 3.77% – 8.49%

- Will this application impact my credit rating?
       - NO, our initial application process uses what the industry calls a “soft pull”
which means that it will have no impact on your credit rating, it will not decrease it
or show up as an inquiry. 

- What are unsecured loans? 
       - An unsecured loan is one that is not “secured” by a borrower’s personal assets
such as a person’s home, car, boat or other tangible asset. 

- How long before I find out if I have been approved?
       - Within 45 minutes one of our representative will contact you regarding your
financial options. 

- What is the closing process? 
         - Our easy online signing process takes minutes.

- Is there any closing cost?
         - NONE, lending services are all inclusive with no hidden fees or penalties.

How it works:

Call our loan department and we take care of the rest! 

Upon reaching your loan specialist, they will guide you through the process and assist you in filling out your loan application.  This process should take 10 minutes or less. 

Within 2 hours we will review your application and contact you regarding all options available to you. 

Once discussed and approved the signing process is even easier, it can be done with the push of a button form any online device. 

You loan payment will be appear in you bank account within 24-48 hours* depending on your financial institution. 

Start enjoying a more relaxed and financially healthy life style. 


© Copright 2018 by Cambridge National Lending. All Rights Reserved.

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